Side Bets in Baccarat

  • Author of article: Alessandro
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  • 7 min.

Baccarat can be called one of the most conservative gambling games. Terms and conditions of mini-baccarat offered at most online casinos practically don't require an intervention of users. In fact, the customer just needs to choose one of three types of bets: banker, player or tie. Then he or she just watches how the cards are dealt and the winning bet is determined.

casino baccarat

To diversify the gameplay and attract more customers to baccarat, the developers of software for online gambling, as well as operators of brick and mortar casinos are trying to create different kinds of side bets in this game. They are placed on the additional field and are independent of the basic bets. They are paid according to the different rules.

The basic versions of baccarat side bets will be discussed in this article.

Dragon Bonus Bet

Dragon Bonus is supposed to be the most common baccarat side bet. It can be made either on the banker or the player. It is paid for the victory of the selected opponent with nine natural points or by the spread of at least four points.

Baccarat Dragon Bonus

There are the following payouts:

  • Natural 9 - 30:1
  • The spread is 8 points - 10:1
  • The spread is 7 points - 6:1
  • The spread is 6 points - 4:1
  • The spread is 5 points - 2:1
  • The spread is 4 points - 1:1

When both opponents have 9 points, a tie is announced. In other cases, the bet loses.

There are the following house edges:

  • Dragon Bonus on a player - 2.65%
  • Dragon Bonus on a banker - 9.37%.

The data slightly vary with the changes of the number of decks that participate in the gameplay.

Dragon 7

This bet can be found in the models from the EZ Baccarat Series. It wins if in case of the banker's victory with seven points in three-card hand.

There are the following payouts:

  • The banker's victory with seven points in three-card hand - 40:1

There is the following house edge:

  • Dragon 7 - 7.6%

The card counting system is elaborated for this bet at brick and mortar casinos.

Panda 8

It is another side bet from EZ Baccarat. It is paid if the banker wins with eight points in three-card hand.

There are the following payouts:

  • The banker wins with eight points in three-card hand - 25:1

There is the following house edge:

  • Panda 8 - 10.19%

There is a card counting system for this bet that allows achieving the great results.

Big and Small Bets

These side bets offered baccarat, available in the online casino software Playtech. The Small bet is paid if the player and the banker will have four cards, and the Big bet wins if they have five or six cards.

Baccarat Bets

There are the following payouts:

  • Small - 3:2
  • Big - 0.54:1

There are the following house edges:

  • Small - 5.27%
  • Big - 4.35%

These data are valid if the game is played using six decks.

Perfect Pair Bet

It is another baccarat bet offered by Playtech. It is paid if the first two cards are of the same rank and suit (it is an analogue of a perfect pair in blackjack).

There are the following payouts:

  • Pair of the same suit - 25:1

There are the following house edges:

  • Six decks - 17%
  • Eight decks - 13%

The game is available at live casinos.

Either Pair Bet

This version of side bets can also be found at online casinos running on software released by Playtech. It is paid if the first two cards of the banker or player contain any pair.

There are the following payouts:

  • Pair - 5:1

There are the following house edges:

  • Six decks - 14.5%
  • Eight cards - 13.7%

Playtech offers this game in a six-deck version.

4-5-6 Bet

This bet is available in some American casinos (mainly in Atlantic City). The customer has to guess the number of cards in both opponents: the player and the banker.

There are the following payouts:

  • Four cards - 1.5:1
  • Five cards - 2:1
  • Six cards - 2:1

There are the following house edges:

  • Four cards - 5.2%
  • Five cards - 8.9%
  • Six cards - 4.7%

The number of decks does not affect the house edge significantly.

Lucky Bonus Bet

This type is available in U.S. gambling houses. The Lucky Bonus bet is paid when the banker wins having six points. 

Baccarat Bets

There are the following payouts:

  • The banker wins having 6 points - 18:1

There is the following house edge:

  • Lucky Bonus - 2.34%

The mathematical calculations show that the player has the advantage over the house making this bet. However its size can not exceed 10% of the basic wager. If you make both bets constantly, the total house edge reaches 1.11%. 

Conclusion

The Lucky Bonus bet seems to be the most attractive among those that are mentioned above. Unfortunately, you can hardly find it outside the United States (in fact, even beyond California).

Some side bets are so unprofitable that a reasonable player would never make them.

The best options for those who want to try their luck in this way are provided by online casinos where the Dragon Bonus, Small and Big bets are available.

If you find more profitable opportunities for users, tell us about your findings in the comments. We are waiting for your opinions regarding this topic.

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